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AAA Student Lending Program 1-888-422-2536

Your Trusted Resource in Planning & Paying for Education

Current Loan Products

  • Kindergarten –
    12th Grade
  • Graduate & Undergraduate

The prepGATE Loan Program makes it simple to find the K-12 education loan that makes the most sense for you. And with our online application, applying is a snap.

The prepGATE Loan Program offers other compelling benefits including:

  • Competitive rates and a choice of repayment terms
  • Online loan application takes as little as 15 minutes to complete
  • Application calculates Annual Percentage Rates (APRs) and repayment amounts in real time, making it easy to compare various borrowing scenarios
  • Credit review typically within seconds
Variable Rate Loan Options
Loan Name Rate Fee Loan Amount  
prepGATE 5.15% - 11.15%¹ 0% - 2.5% Min $2,000 to Max $30,000 Learn More and Apply Now

¹ These Annual Percentage Rates are variable, which means they may increase during the term of your loan

Private student loans can help pay college expenses after all scholarships, grants, and Federal loan options have been exhausted. It is recommended that students use Federal loans to fund their education before considering Private student loans.

Contact an Education Loan Specialist at 1-888-422-2536 for borrower questions or to apply.

Variable Rate Loan Options
Loan Name Rate Fee Graduation Reward Loan Amount  
AAA Advantage Loan 2.76% - 7.26%¹ 0% 3% Up to Costs Learn More and Apply Now
Sign into your student loan account Log-in
AAA Private Loan by Discover Student Loans 3.25% - 8.25%¹ 0% 2% Up to Costs Learn More and Apply Now

¹ These Annual Percentage Rates are variable, which means they may increase during the term of your loan

New Low Fixed Rate Zero Fee Loan Options!
Loan Name Rate Fee Loan Amount  
AAA Private Loan by Discover Student Loans 6.74% - 10.99% 0% $1,000 Up to Costs Learn More and Apply Now

If you have multiple private student loans, combining them into one new loan may be an option for you.

Variable Rate Loan Options
Loan Name Rate Fee Loan Amount  
cuGrad 4.90% - 7.14% 0% $7,500 - $125,000
Learn More and Apply Now

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Additional Products

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Through our association with AAA Southern New England Bank, we are pleased to present access to a variety of Private Student Loans To meet your college needs. AAA Southern New England Bank has established a network of participating lending institutions which offer Private loans to help fill the funding gap in the event federal loans, scholarships and grants do not cover all your education expenses.

Loans and the AAA Student Lending Program offered through AAA Southern New England Bank. AAA Private Student Loans by Discover Student Loans are made by Discover Bank. Rates and terms are subject to change or termination without notice. Loans subject to satisfactory credit approval and Federal government eligibility requirements. Other loans and terms available.

All advertised rates are current as of the date displayed and are subject to change without notice.  All loans are subject to the lender’s receipt and approval of a completed loan application.  The APR and loan fees applicable to your loan will depend on several factors, including the repayment option you select and your credit history.  AAA Advantage Loans are made by Union Federal Savings Bank.  AAA Private Loans by Discover Student Loans are made by Discover Bank. AAA encourages prospective borrowers to exhaust scholarships, grants, and federal loan options before applying for a private student loan.  Federal loans are often less expensive and offer the widest variety of repayment options.

 

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